Redja's Principles of Risk Management and Insurance provides an in-depth examination of major risk themes. Using rich and up-to-date content on the basic concepts of risk and insurance, and introductory and advanced topics in traditional and enterprise risk management, the text is relevant to a wide number of disciplines in the business realm.\n\nFully updated and revised, the Thirteenth Edition now covers global topics ranging from natural disasters and terrorism, to domestic issues like the ever-evolving Affordable Care Act and Healthcare Reform. Principles of Risk Management and Insurance sets itself apart by placing primary emphasis on insurance consumers and blends basic risk management and insurance principles with consumer considerations, allowing students to apply basic concepts to their own personal risk management and insurance programs.\n\nSalient Features\n• Coverage and discussions on the latest revisions of the ISO Commercial Property form, the Commercial General Liability form, the Commercial Government and Crime forms, and the new Auto Dealers Coverage form.\n• Learning Objectives are provided at the beginning of each chapter to give students a brief introduction to the main concepts in the reading.\n• Chapter ¬Opening examples provide hypothetical situations to help familiarize students with the topics that will be addressed in the chapter.\n• Insight Boxes are valuable learning tools that provide real-world application of the concepts discussed in the chapter.\n• Numerous website references in each chapter present valuable Internet resources for students to supplement their learning.\n• Real-world examples of risk and insurance concepts are found online and discussed in the text.